Can Insurance Cover Addiction Rehab for My Teen?
According to American Addiction Centers, roughly 1 million teens between the ages of 12 and 17 suffer from a substance abuse disorder. While there are addiction treatment centers around to help, many families don’t seek treatment because they’re unsure of one simple question:
Does your insurance cover teen rehab?
This straightforward question comes with a complex answer that we’re determined to help you answer. It all comes down to your family’s circumstances and insurance coverage.
When your teenager is suffering from addiction, you may be scrambling to figure out a way to afford treatment. The fact that insurance could possibly help may not have ever really crossed your mind! Fortunately, it’s an option you should definitely consider.
Does your insurance cover teen drug rehab? In this article, we’ll show you how to find the answer to this question, so your teenager can take a step closer to recovery.
First, Have a Rehab Center in Mind
The first thing to do is start looking at teen addiction rehab centers and find one that you think would work for your child. Take note of the different treatments offered by the rehab center you’re researching. Find out what types of treatment and therapies it offers and what your child’s daily schedule will be like. This information is important both for you and your insurance provider.
Once you’ve done your research, see if the rehab center has a list of accepted insurances visible on its websites. If your insurance is listed, you know at this point that the rehab center works with your insurance provider. But even if your insurance isn’t listed, don’t give up hope. Give the rehab center a call to confirm whether or not your insurance would be accepted.
Second, It’s Time to Contact Your Insurance Company
The good news is plenty of insurance providers cover at least some of the cost of teen drug rehabilitation. When you get on the phone with an insurance representative, explain your situation and use your notes to talk to them about the addiction treatment center you’re most interested in.
Ask the representative questions about your specific policy and try to find out as much information as you can about what types of treatment would be covered. For example, knowing where your policy stands on inpatient treatment will help you determine the type of treatment your child could receive that would be covered under your plan.
Reach Out to Your Teen Addiction Rehab Center
Now that you have the necessary information from your insurance policy, it’s time to call the rehab center. Teen rehab centers like Kokua Recovery have admission specialists that are ready to assist you. They know insurance for teen drug rehab can be challenging to navigate, which is why they have the knowledge and experience to verify your insurance benefits and guide you through the insurance process from start to finish.
What Happens If Insurance for Teen Rehab is Denied?
Unfortunately, even if your insurance provider covers teen drug rehabilitation, you’re claim can still be denied. But that doesn’t mean it’s the end of the road. Insurance providers often have an appeal process. Be sure to get a statement from your teen’s doctor endorsing rehab treatment and follow the appeals process laid out by your insurance provider. This may help you get the insurance coverage both you and your teen need for treatment.
The Path to Recovery Starts at Kokua Recovery
At Kokua Recovery, we know how frustrating the cost of addiction treatment can be. That’s why we work to make the insurance process as easy for you as possible. Learn more about our approach and get started by verifying your insurance. If you want more additional information or have more questions, contact us today!